It took some getting used to, but I like Aspiration Bank. I like that you can sign up to give money for trees to be planted, based on purchases. They also offer investment services in green companies.
My husband gave me two-months of reprieve from my half of the mortgage payment so I could pay off the last vistages of a long-time credit card debt that included times when I didn't have a job. I breathe better the closer I get to debt freedom.
I haven't decided about formally divorcing the credit card companies yet. Isn't there a downward turn on your credit rating when you cancel a credit card? I would hate that I fear the bad oil banks will punish me either way. I use Aspiration Bank for my banking. No brick and mortar.
It can affect your credit rating. If you have two cards with 10k credit each, and one has no balance and other is at the limit, closing the one with no balance means that you are utilizing 100% of your available credit which does negatively affect your credit rating in the short term. If you don't need credit anytime soon it might not matter. Try googling "should I close my credit card" to read more.
Last month I opened an account with ClimateFirstBank and once I get all my bills switched over, Chase will be out of my life!
Great! Thank you very much for sharing that one.
I don't use a credit card much but I switched my checking and savings accounts over to Aspiration Bank. Do you have any experience with them?
Good for you! I haven't done any banking with Aspiration but 350.org founder Bill McKibben has written that it doesn't invest in fossil fuels so that's a pretty good endorsement: https://www.nytimes.com/2020/01/11/opinion/climate-change-bank-investment.html
Thank you for the information.
It took some getting used to, but I like Aspiration Bank. I like that you can sign up to give money for trees to be planted, based on purchases. They also offer investment services in green companies.
My husband gave me two-months of reprieve from my half of the mortgage payment so I could pay off the last vistages of a long-time credit card debt that included times when I didn't have a job. I breathe better the closer I get to debt freedom.
I haven't decided about formally divorcing the credit card companies yet. Isn't there a downward turn on your credit rating when you cancel a credit card? I would hate that I fear the bad oil banks will punish me either way. I use Aspiration Bank for my banking. No brick and mortar.
It can affect your credit rating. If you have two cards with 10k credit each, and one has no balance and other is at the limit, closing the one with no balance means that you are utilizing 100% of your available credit which does negatively affect your credit rating in the short term. If you don't need credit anytime soon it might not matter. Try googling "should I close my credit card" to read more.